THE COST Of living:Atlanta, GeorgiaSherry Aziz & Patricia Ferido
Location	Atlanta, Georgia
Total Income: Initial and Post TaxPatricia FeridoInitial Income: $60,000FICA: $3,874.73State Income Tax: $3,039	Federal Tax: $8,850Total(Post-Tax): $44,236.27Sherry AzizInitial Income:$40,000FICA: $2,344.72State Income Tax: $1,839Federal Tax: $4,175Total (Post-Tax): $31,641.28
SavingsPatricia Ferido$9,847.25Saving’s Account at Citibank: $8,847.250.10% APYChecking Account at Citibank: $1000Sherry Aziz$4,164.12Savings Account at Citibank: $3,164.120.10% APYChecking Account at Citibank: $1000
Remaining IncomePatricia Ferido$44,236.27 - $9,847.25 = $34,389.02Sherry Aziz$31,641.28 - $4,164.12 = $27,477.16
Housing Housing Costs:Lease Term - 1 YearLiving Cost: $799/mo -- about $400 each, per monthDeposit: $150-$799Renter's Insurance: $227 annually, shared costSize: 967 sq. ft.2 bed, 2 bath6 floor apartment complexAMENTIES‍On-Site Management‍On-Site Laundry‍On-Site Maintenance‍Parking Space(s)‍Package Receiving‍Fitness Center: Free‍Elevator‍Garage‍Air conditioning‍High Speed Internet Available‍Dishwasher‍Limited Access‍Washer/DryerWe live here!133 Trinity AvenueAtlanta, GA 30303
 Remaining IncomePatricia Ferido$34389.02-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$28,975.52Sherry Aziz$27477.16-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$22,063.66
HealthcareBlueCrossBlueShield of GeorgiaPatricia Ferido$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30Sherry Aziz$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30
Remaining IncomePatricia Ferido$28,975.52 - $560.52 (Healthcare) = $28,415Sherry Aziz$22,063.66 - $560.52(Healthcare) =$21,503.14
TransportationMARTA- Buses and Trains30-Day Pass: $68.00 per month
Remaining IncomePatricia Ferido$28,415 - $816 (transportation) = $27,599Sherry Aziz$21,503.14 - $816 (transportation) = $20,687.14
UtilitiesGas: $132 per year, shared costCable: $35.99 per month, $431.88 per year, shared costInternet Included with ApartmentCell Phone service: Patricia - $600 per year/Sherry - $600 per yearElectricity: $2028 per year, shared costWater: $600 per year, shared cost 
Remaining IncomePatricia Ferido$27,599-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$25,469.06Sherry Aziz$20,687.14-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$18,491.20
Food/FurniturePatricia FeridoFood: $7,000Household Furniture: $500.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200Sherry AzizFood: $7,000Household Furniture: $400.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200
Remaining IncomePatricia Ferido$25,469.06-$7000 (food)-$500 (furniture)-$150 (television)-$200 (household)=$17,619.06Sherry Aziz$18,491.20-$7000 (food)-$400 (furniture)-$150 (television)-$200 (household)=$10,741.20
Extracurricular ActivitiesPatricia FeridoMovies - $96 Netflix (shared cost) + $60 (theater)Concerts/Music - $300Trips - $6000Clothes & Shopping - $3000Donation – $2000 (church & family in Philippines)Sherry AzizClothes & Shopping - $2400Movies - $96 Netflix (shared cost)Trips - $6000 Donation - $1000 (church & family in Egypt)
Remaining IncomePatricia Ferido$17,619.06-$48 (Netflix)-$60 (Theater)-$6000 (Trips)-$4000 (Shopping)-$2000 (Donations)-$300 (Concerts & Music)=$5265.06Sherry Aziz$10,741.20-$48 (Netflix)-$6,000 (Trips)-$2400 (Shopping)-$1000 (Donations)=$1,293.20
EndPatricia FeridoSavings:$9,847.25Housing Costs: $5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2195.94Food/Furniture: $7,850Extracurricular Activities: $12,408Taxes: $15,763.73Remaining Income: $5,145.06Sherry AzizSavings:$4,164.12Housing Costs: $5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2,195.94Food/Furniture: $7,750Extracurricular Activities: $9,448Taxes: $8,358,72Remaining Income:$1,293.20

Atlanta, Georgia - Cost of Living

  • 1.
    THE COST Ofliving:Atlanta, GeorgiaSherry Aziz & Patricia Ferido
  • 2.
  • 3.
    Total Income: Initialand Post TaxPatricia FeridoInitial Income: $60,000FICA: $3,874.73State Income Tax: $3,039 Federal Tax: $8,850Total(Post-Tax): $44,236.27Sherry AzizInitial Income:$40,000FICA: $2,344.72State Income Tax: $1,839Federal Tax: $4,175Total (Post-Tax): $31,641.28
  • 4.
    SavingsPatricia Ferido$9,847.25Saving’s Accountat Citibank: $8,847.250.10% APYChecking Account at Citibank: $1000Sherry Aziz$4,164.12Savings Account at Citibank: $3,164.120.10% APYChecking Account at Citibank: $1000
  • 5.
    Remaining IncomePatricia Ferido$44,236.27- $9,847.25 = $34,389.02Sherry Aziz$31,641.28 - $4,164.12 = $27,477.16
  • 6.
    Housing Housing Costs:LeaseTerm - 1 YearLiving Cost: $799/mo -- about $400 each, per monthDeposit: $150-$799Renter's Insurance: $227 annually, shared costSize: 967 sq. ft.2 bed, 2 bath6 floor apartment complexAMENTIES‍On-Site Management‍On-Site Laundry‍On-Site Maintenance‍Parking Space(s)‍Package Receiving‍Fitness Center: Free‍Elevator‍Garage‍Air conditioning‍High Speed Internet Available‍Dishwasher‍Limited Access‍Washer/DryerWe live here!133 Trinity AvenueAtlanta, GA 30303
  • 7.
    Remaining IncomePatriciaFerido$34389.02-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$28,975.52Sherry Aziz$27477.16-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$22,063.66
  • 8.
    HealthcareBlueCrossBlueShield of GeorgiaPatriciaFerido$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30Sherry Aziz$560.52 annually$46.71 per month/per personBlue Cross Blue Shield of Georgia - Smartsense Plus 20000Deductible: $20,000copay: $30
  • 9.
    Remaining IncomePatricia Ferido$28,975.52- $560.52 (Healthcare) = $28,415Sherry Aziz$22,063.66 - $560.52(Healthcare) =$21,503.14
  • 10.
    TransportationMARTA- Buses andTrains30-Day Pass: $68.00 per month
  • 11.
    Remaining IncomePatricia Ferido$28,415- $816 (transportation) = $27,599Sherry Aziz$21,503.14 - $816 (transportation) = $20,687.14
  • 12.
    UtilitiesGas: $132 peryear, shared costCable: $35.99 per month, $431.88 per year, shared costInternet Included with ApartmentCell Phone service: Patricia - $600 per year/Sherry - $600 per yearElectricity: $2028 per year, shared costWater: $600 per year, shared cost 
  • 13.
    Remaining IncomePatricia Ferido$27,599-$66(gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$25,469.06Sherry Aziz$20,687.14-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$18,491.20
  • 14.
    Food/FurniturePatricia FeridoFood: $7,000HouseholdFurniture: $500.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200Sherry AzizFood: $7,000Household Furniture: $400.00Television $300 (32”, flat screen, plasma, shared cost)Household Supplies: $200
  • 15.
    Remaining IncomePatricia Ferido$25,469.06-$7000(food)-$500 (furniture)-$150 (television)-$200 (household)=$17,619.06Sherry Aziz$18,491.20-$7000 (food)-$400 (furniture)-$150 (television)-$200 (household)=$10,741.20
  • 16.
    Extracurricular ActivitiesPatricia FeridoMovies- $96 Netflix (shared cost) + $60 (theater)Concerts/Music - $300Trips - $6000Clothes & Shopping - $3000Donation – $2000 (church & family in Philippines)Sherry AzizClothes & Shopping - $2400Movies - $96 Netflix (shared cost)Trips - $6000 Donation - $1000 (church & family in Egypt)
  • 17.
    Remaining IncomePatricia Ferido$17,619.06-$48(Netflix)-$60 (Theater)-$6000 (Trips)-$4000 (Shopping)-$2000 (Donations)-$300 (Concerts & Music)=$5265.06Sherry Aziz$10,741.20-$48 (Netflix)-$6,000 (Trips)-$2400 (Shopping)-$1000 (Donations)=$1,293.20
  • 18.
    EndPatricia FeridoSavings:$9,847.25Housing Costs:$5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2195.94Food/Furniture: $7,850Extracurricular Activities: $12,408Taxes: $15,763.73Remaining Income: $5,145.06Sherry AzizSavings:$4,164.12Housing Costs: $5,413.50Healthcare: $560.52 Transportation: $816 Utilities: $2,195.94Food/Furniture: $7,750Extracurricular Activities: $9,448Taxes: $8,358,72Remaining Income:$1,293.20